Bios: Brad Harrub, Ph.D. | Clay Young | Dewayne Bryant Jim Palmer Jim Palmer holds an earned Bachelor of Business Administration degree in Finance from Memphis State University and holds Series 7 and Series 52 professional licenses.  He is co-founder of Focus Press, Inc., co-editor of Think magazine and serves as a regular contributing writer. Jim is also a Director of Focus Press, Inc. and is currently scheduling appointments in 2007 for his seminar titled, Faith & Finance. These seminars will focus on personal financial management, stewardship, and investments, along with God’s role in, and plans for, your financial life. In addition, Jim is a Director with PLP Capital Markets, a comprehensive fixed income investment firm.  Prior to joining PLP Capital Markets, Jim held the position of Senior Vice President with FTN Financial, a division of First Tennessee Bank. During his thirteen years with FTN, he provided coverage to multibillion-dollar U.S. branches of overseas banks and domestic depository institutions, government municipalities, and university pension and endowment funds as a fixed income strategist and portfolio advisor. Jim is married to Cindy (Hall) Palmer, and has three children: Shelby, Albany, and Mia. He and his family worship with the Crieve Hall church of Christ in Nashville, TN where they make their home.